Irwin Financial Corporation is an interrelated group of specialized financial services companies. The Corporation, through its principal operating companies --Irwin Home Equity Corporation, Irwin Union Bank and Trust Company, Irwin Union Bank, FSB and Irwin Commercial Finance -- provides a broad range of consumer and commercial financial services in selected markets in North America.

Irwin Financial's mission is to be the best financial services company, through ethics and excellence, today and tomorrow.

It is important to note how our Mission aligns with our Guiding Philosophy. We think ethical decision-making and excellent performance must exist hand-in-hand in order for our business to create value for our stakeholders, in an appropriate balance, over the long-term. Neither our statement of corporate philosophy nor our mission statement accurately describes present reality. We do not pretend that everyone in our Corporation behaves consistently with all these values all the time or that we have achieved our Mission. As an organization of human beings, we are certainly not perfect. Nonetheless, believing in principles, having high aspirations, and critically assessing our behavior against both remains important. These are our beliefs about how we ought to behave, how we intend to behave, and what we aspire to be. They act as important standards to which we hold ourselves when assessing our own performance.